Best Kansas City Payroll Check Cashing Service

This describes the best Kansas City payroll check cashing service. Now people in the Kansas City area have a fast and dependable way of cashing their payroll check at Waldo Financial. They also offer one of the lowest payroll check cashing fees.

Payroll checks are the easiest checks to cash for our business. Here is some useful information you’ll need when cashing your Kansas City payroll check.

Kansas City Payroll Check Cashing

Waldo Financial charges the lowest processing fee in the Kansas City area when it comes to cashing your payroll check. Waldo charges a 3% fee on payroll checks. That means 3% of the check amount that is being cashed.

How The Kansas City Payroll Check Cashing Service Works

Best Kansas City Payroll Check Cashing Service

WaldoFinancial.com offers the best Kansas City payroll check cashing services in the Kansas City area.

When you take your payroll check into Waldo Financial, they will first look to determine whether they have cashed checks from this employer before. If they have, and the current check is similar to those cashed in the past, Waldo may not call the employer to verify the check.

In the event that Waldo has never cashed a check from this particular employer, Waldo may ask to see the check stub for review.

Waldo Financial may also call the employer to verify the payroll check.

Cashing Old Payroll Checks

In the event the payroll check is old, Waldo Financial will call to verify that the check is still valid. They will want to ensure that there are no stops or holds on the payroll check.

If for example, the employer is not available because it is after hours or the weekend, Waldo Financial may proceed to cash the check. That decision is based on how the check looks and the information displayed on the check stub. Cashing this sort of check is at the sole discretion of Waldo Financial.

Kansas City Payroll Check Cashing – First Visit

If you come into our location to cash a payroll check and have previously never cashed a check with us, we will require that you provide a valid picture identification card. One of our staff will then get you set up in the system. Waldo will scan the identification card and fill out any pertinent information. They will take a picture of you for our records. Waldo may also have you fill out the basic information sheet – depending on the amount of the payroll check being cashed. Once you are set up in the Kansas City payroll check cashing system, you will be able to come in and cash any of the other check types that we cash.

To learn more about Kansas City payroll check cashing, go here. Or visit our service center at 8437 Wornall Road, Kansas City, MO, 64114. Or call us directly at (816) 333-6800.

We look forward to cashing your payroll check.

Kansas City Check Cashing Service: Tax Refund Checks

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This Kansas City check cashing service article describes tax refund check cashing. We answer your frequently asked questions on cashing your government tax refund.

This is the government tax refund time of year. So we’re writing to let you know the specifics for your Kansas City tax refund check cashing.

At Waldo Financial, we provided tax refund check cashing. We charge 3 to 6% of the check amount to cash your refund check. The exact amount depends on whether the check was issued by the United States Government, state or local government or whether it was issued by a tax preparing service.

Kansas City Tax Refund Check Cashing Feeskansas city check cashing service at Waldo Financial

A United States Treasury tax refund will incur a 3% charge of the tax refund check amount.

A state or local government tax refund check will incur a 3% charge on the Kansas City tax refund check amount.

US Treasury, state and local government checks usually do not require the checks to be verified. However if the check appears old or appears to be different looking than a normal check, we may call the tax refund check issuer to validate the check or ensure that there are no holds on the check.

If you are looking for a Kansas City check cashing service to cash a tax preparer issued tax refund check, we can help you. We do charge a 6% fee to cash this check type. We may need to verify the check in certain circumstances.

First Time At Waldo Financial Kansas City Check Cashing Service?

Are you a first-time check cashing user at Waldo Financial? If so, here is what to expect on your first visit to our Kansas City check cashing service center..

We require a valid picture identification card during your visit. Please present that identification card to our staff member so that we may create an account with you in our check cashing system.

Your ID card will be scanned while we briefly ask you pertinent information related to the check. We will take a picture of you for our records so be sure to smile big!

We may also have you complete a basic information sheet – depending on the check amount that you are cashing.

Once you are setup in our check cashing system, you will be able to come in and cash any of the other types of checks that we cash beyond just government tax refund checks.

Kansas City Government Check Cashing at Waldo Financial

This Kansas City government check cashing article describes the cashing of government checks. It’s often that people will call or walk-in asking about government check cashing.

Yes, Waldo Financial cashes all kinds of checks; including government checks or government-issued checks.

U.S. Treasury Check Cashing in Kansas CityKansas City government check cashing

Waldo Financial cashes U.S. Treasury checks for those on disability or those receiving social security benefits from the government.

Waldo also cashes U.S. Treasury checks that have been issued as tax refund checks.

Cashing State Checks in Kansas City

Waldo Financial of Kansas City also cashes state government checks that have been issued as tax refund checks, state unemployment checks state retirement pension checks.

Waldo’s Kansas City location will even cash an out-of-state issued government check.

Cashing Local Government Checks in Kansas City

Do you have a local government issued check that you want to cash? Waldo Financial cashes local government checks also.

Waldo Financial provides Kansas City check cashing issued by local municipal court for refunds, bail bond refunds or local tax refunds.

Kansas City Government Check Cashing Fees

Waldo charges 3% of the government check face amount.

Just bring take your check into their 8437 Wornall Road, Kansas City, MO location, along with a valid government issued identification card. Once the check has been verified, the check will be cashed. Please be sure NOT to endorse the check prior to visiting the Waldo store Kansas City check cashing location.

Other Kansas City Check Cashing Services

In addition to Kansas City government check cashing services, Waldo cashes payroll checks.

It does not matter whether the payroll check is hand-written or computer generated. Nor does it matter whether the payroll check is local or from out of state. Nor does it matter the amount of the check. Waldo Financial all payroll checks of all amounts. The check cashing fee to cash payroll checks is 3% of the payroll check amount.

Kansas City Check Cashing at Waldo Financial

When you need Kansas City government check cashing, cashier check cashing, personal check cashing, government check check cashing or money order cashing, see Waldo Financial. The entire check cashing process takes only a few minutes. Give them a call with any questions you may have. Their friendly staff is ready to serve you. Call that at 816-333-6800 or walk into their store location at 8437 Wornall Road in Kansas City, Missouri.

Why Use Kansas City Check Cashing Instead of Banks

A growing number of consumers are happily remaining unbanked and underbanked, relying on alternative financial services like Kansas City check cashing and prepaid cards instead of using bank services.

Why?

Because banks tend to be more expensive for people who live paycheck to paycheck and small business owners.

Kansas City check cashing servicesKansas City banks charge high fees for nearly everything. While a checking account may be free, there may be a minimum balance to maintain to avoid a monthly fee. If the balance dips too low and a transaction goes through, there’s another hefty overdraft fee. A bank will charge an average of $29 for every transaction that overdrafts the account — even if the balance only dips below $0 by a few dollars or the transactions themselves are low dollar.

Consumers also face a host of other fees like bounced check fees and many feel like they are being nickel and dimed to use their own money.

Predictable Kansas City Commercial Check Cashing

Kansas City commercial check cashing services come with a predictable and low upfront cost. Consumers know exactly what they will pay to use Kansas City check cashing providers. They won’t be charged hidden fees when using their money. There are no overdraft fees, no minimum balances, and no bounced check fees.

Check cashing is also provided by a locally-owned, small business. Many consumers have more trust in visiting a neighborhood storefront to conduct financial business rather than walking into an intimidating bank. Consumers today want customer service and neighborhood-based services, something that is lacking when it comes to big banks.

Waldo Financial is a leading Kansas City check cashing service provider with an affordable, honest pricing structure for Kansas City commercial check cashing services. Consumers can expect friendly service with a range of financial solutions that make it easy to pay bills, cover business expenses, and more. Get your Kansas City check cashing services here.

The Benefits of Kansas City Commercial Check Cashing

There are nearly 8 million un-banked consumers in the United States with no ties to traditional financial institutions but many more who are under-banked, using alternative financial services like Kansas City commercial check cashing providers. Small business owners are most likely to use alternative solutions to improve cash flow and gain access to services they cannot get or afford from a bank.

Kansas City Commercial Check Cashing ServiceMany business owners today want the services of a bank without the unnecessary fees, hassle, and wasted time for checks to clear. With a commercial prepaid card, business owners can load thousands onto a card to pay for business expenses just like a debit card. Funds from checks are loaded onto prepaid cards instantly without the hassle of clearing. Kansas City commercial check cashing services have affordable, upfront fees with no minimum balance requirements, overdraft fees, and bounced check fees to worry about. Check cashing services gives business owners and contractors an easy way to cash customer and payroll checks with benefits banks can’t offer.

Building and trade contractors especially appreciate the benefits of Kansas City commercial check cashing. With check cashing services, fees are small and predictable, giving contractors the money from their last project immediately to fund the next project. Commercial check cashing means ditching the nickel and dime approach from the bank.

Waldo Financial is one of the few companies to offer Kansas City commercial check cashing services for business owners and contractors with a dedication to affordable fees and flexible solutions to best serve clients ignored and under-served by banks.

Why People Are Leaving Banks for Kansas City Check Cashing Services

This describes Kansas City check cashing services for payroll and why people are leaving banks to cash their checks.

There are more than 11,000 smaller neighborhood financial services centers in the United States that cash over 180 million checks every year. Consumers cash more than $55 billion in checks per year and up to 90% of the Kansas City checks cashed are payroll checks. There are many reasons consumers choose check cashing services over a bank account, even when they qualify for a traditional checking account.

Convenience is King
Just as consumers are willing to pay higher prices at convenience stores and for delivery services, so too are customers willing to pay a fee for the convenience of a financial services center near their home that stays open 24 hours a day.

Avoid Costly Bank Fees
While critics are quick to point out that check cashing Kansas City customers pay a fee to cash a check that traditional banks do not charge, this does not mean that checking account services are without their own set of fees. Many customers have been burned by traditional banks charging monthly account fees, per-check charges, bounced check fees, overdraft fees, and more — all of which can make banking services unaffordable. Customers who live paycheck-to-paycheck in particular are harmed by these banking practices as a single bounced check or overdraft can lead to a negative balance and further fees. Many simply find that a bank account costs too much for their needs.

Reasonable Fees to Cash a Check
It’s true that financial services stores charge a fee to cash a check, but this fee is more reasonable than many assume. The standard fee to cash a check is between 2% and 3% and many states limit the fees that may be charged. Payday loans, on the other hand, have a fee that is 10-30% of the amount borrowed. These fees may sound high, but they don’t compare to the 3-5% upfront fee of a credit card cash advance that also comes with an interest rate that may be as high as 29.99%.

Easier Service and Comfort
Another commonly overlooked reason to use a neighborhood check cashing Kansas City store is greater comfort for the customer. Some people find banks intimidating, especially if they do not speak English as their native language or they prefer to do business with people who look and speak like they do. Retail check cashing locations are often preferred by people more familiar with a less formal banking system, especially if they have been refused loans or treated poorly at a financial institution.

While financial services centers aren’t the preferred option for many consumers, others find this arrangement perfectly fits their needs with upfront, affordable, and predictable fees that replace the uncertainty and high cost a checking account can pose. Waldo Financial is a leading provider of check cashing services and payday loans in Kansas City, serving customers with reasonable fees and friendly service.

This described Kansas City check cashing services for payroll and why people are leaving banks to cash their checks. When you need your payroll check cashed, see Waldo Financial at 8437 Wornall Road, Kansas City, MO, 64114. Or give us a call at (816) 333-6800.