Why Use Kansas City Check Cashing Instead of Banks

A growing number of consumers are happily remaining unbanked and underbanked, relying on alternative financial services like Kansas City check cashing and prepaid cards instead of using bank services.


Because banks tend to be more expensive for people who live paycheck to paycheck and small business owners.

Kansas City check cashing servicesKansas City banks charge high fees for nearly everything. While a checking account may be free, there may be a minimum balance to maintain to avoid a monthly fee. If the balance dips too low and a transaction goes through, there’s another hefty overdraft fee. A bank will charge an average of $29 for every transaction that overdrafts the account — even if the balance only dips below $0 by a few dollars or the transactions themselves are low dollar.

Consumers also face a host of other fees like bounced check fees and many feel like they are being nickel and dimed to use their own money.

Predictable Kansas City Commercial Check Cashing

Kansas City commercial check cashing services come with a predictable and low upfront cost. Consumers know exactly what they will pay to use Kansas City check cashing providers. They won’t be charged hidden fees when using their money. There are no overdraft fees, no minimum balances, and no bounced check fees.

Check cashing is also provided by a locally-owned, small business. Many consumers have more trust in visiting a neighborhood storefront to conduct financial business rather than walking into an intimidating bank. Consumers today want customer service and neighborhood-based services, something that is lacking when it comes to big banks.

Waldo Financial is a leading Kansas City check cashing service provider with an affordable, honest pricing structure for Kansas City commercial check cashing services. Consumers can expect friendly service with a range of financial solutions that make it easy to pay bills, cover business expenses, and more. Get your Kansas City check cashing services here.

The Benefits of Kansas City Commercial Check Cashing

There are nearly 8 million un-banked consumers in the United States with no ties to traditional financial institutions but many more who are under-banked, using alternative financial services like Kansas City commercial check cashing providers. Small business owners are most likely to use alternative solutions to improve cash flow and gain access to services they cannot get or afford from a bank.

Kansas City Commercial Check Cashing ServiceMany business owners today want the services of a bank without the unnecessary fees, hassle, and wasted time for checks to clear. With a commercial prepaid card, business owners can load thousands onto a card to pay for business expenses just like a debit card. Funds from checks are loaded onto prepaid cards instantly without the hassle of clearing. Kansas City commercial check cashing services have affordable, upfront fees with no minimum balance requirements, overdraft fees, and bounced check fees to worry about. Check cashing services gives business owners and contractors an easy way to cash customer and payroll checks with benefits banks can’t offer.

Building and trade contractors especially appreciate the benefits of Kansas City commercial check cashing. With check cashing services, fees are small and predictable, giving contractors the money from their last project immediately to fund the next project. Commercial check cashing means ditching the nickel and dime approach from the bank.

Waldo Financial is one of the few companies to offer Kansas City commercial check cashing services for business owners and contractors with a dedication to affordable fees and flexible solutions to best serve clients ignored and under-served by banks.